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"Govie" (pronounced guh-vee)is a phrase used in the Mortgage industry to describe an FHA or VA Mortgage because it is insured or guaranteed by the U.S. Government.

GovieMan(tm), is actually Jim Cook, a Mortgage Loan Officer with Consumers Mortgage, who has been in the Mortgage industry since 1979!  Jim Cook spent over 17 years in Mortgage Banking management working for companies in Indiana, Texas, New York, Pennsylvania and Ohio.    His vast experience in the Mortgage Servicing/Operations area brings a perspective and depth of knowledge unrivaled by any other Loan Officer in NE Ohio.  This knowledge not only gives you a fantastic advantage when you buy your new home, but can also be invaluable after your loan is closed, as well.

Jim Cook moved to NE Ohio in 1996 without knowing anyone in the business and has become one of the top Mortgage Originators in the area, having closed over $180mil in mortgage loans between 1996-2005.  He specializes in FHA and VA Mortgages.  These can be complex transactions and it is very important for a home buyer to know their Loan Officer has the experience and knowledge to help them through the process smoothly.

Jim Cook chose Consumers Mortgage Corp. because of their reputation with both customers and Realtors for being honest, fast and progressive.  We promise that all loans will close on time.  If your loan does not close on time because Jim Cook and Consumers Mortgage fail to perform their functions timely, Jim Cook will refund $500 to you at closing.  Consumers Mortgage is the exclusive home of the true No Closing Cost Mortgage.  Be sure to ask me about that program.  It can save you thousands of dollars at closing!

Jim is married to Laura, who is a lifelong Cleveland area resident and a former Real Estate professional.  She helps with the business.  They have 2 very active sons, and Jim coaches little league sports.