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Coming soon.  Information for Veterans on how to use your VA entitlement when buying a home.  This will cover general rules about:

  • What are the general time of service guidelines to qualify for your Certificate of Eligibility with full Entitlement.
  • Who can use a VA loan.
  • Minimum cash investment (= $0.00).
  • What is Residual Income and why is the VA the only one who requires this.
  • What type of credit and debt to income ratios are typically required.
  • Who pays the Funding fee and how much is it.
  • What costs can the Veteran pay and is the Veteran not allowed to pay (in other words, what MUST the seller pay).
  • What documentation is needed (i.e. DD214, Certificate of Eligibility, etc.).

In the mean time, please call me to get answers to all of your questions.