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Many buyers today can afford the mortgage payment but have limited, or no, resources for the down payment and closing costs. This does not have to be an obstacle to buying a home. I have at least 11 different ways to finance the purchase of a home where the buyer does NOT have to come up with cash for a down payment or the closing costs. From Veterans loans, to Down Payment Assistance Programs (known as DAP's), to 80/20 interest only programs, and other options, as well, I can finance the purchase of your next home even if you do not have cash for your down payment or closing costs. There are programs available for a range of different credit profiles, as well. If you do not have A+ credit, I may still be able to get you financed without cash for your down payment or closing costs. And we're not talking about Sub-Prime loans where you only get a Fixed rate for the first 1 or 2 years, pay much higher interest rates and fees and have a pre payment penalty! Most of these programs are not only for first time homebuyers. Many of these programs can be used over and over again. To learn more about how I can get you into your next home without you paying cash for a down payment or closing costs, please contact me or submit a pre approval application through my website.
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